medical insurance Archives

30 March 2026

FeaturesMy

Amend Act 586 Before Launching Base MHIT, Says Gopeng MP

Gopeng MP Tan Kar Hing wants the Private Healthcare Facilities and Services Act to be amended first to control private hospital charges beyond doctor fees (facilities, drugs and consumables) and prevent "over-servicing" before launching the Base MHIT plan.

16 March 2026

Malaysia

Prudential Paid Out RM1m In Medical Claims To A Policyholder In 2025

Prudential paid out RM1.04 million in claims in one policy year to a policyholder undergoing breast cancer treatment in 2025, saying medical plans with RM50k-RM100k annual limits were common in 2013 but are no longer adequate for today’s health care needs.

3 March 2026

Malaysia

Health PSSC Moots Expansion Of Insurance Coverage For Mental Health Services

The Health PSSC recommends expanding insurance coverage for mental health services, warning that limited coverage is pushing patients to pay out of pocket and straining public hospitals. Preventive care remains largely excluded from insurance.

25 February 2026

Letter

Analysing The Insurance Industry Publication On Price Ranges For Common Private Health Care Services — Dr Mohamed Rafick Khan

Premium stability remains the most critical outcome for policyholders. Sustained medical inflation directly translates into higher premiums and reduced affordability.

16 February 2026

Letter

A Comprehensive Strategy To Tackle Medical Inflation — Dr Rajeentheran Suntheralingam, Dr Musa Mohd Nordin, Dr Ahmad Faizal Mohd Perdaus & Dr Sng Kim Hock

The authorities must launch an aggressive promotional campaign on an “MHIT Made Simple” Guide, Reference Price Guide for common procedures, and a Health Insurance/Takaful Preparedness Calculator, besides a countdown campaign for Base MHIT launch in 2027.

5 February 2026

Opinion

Sick Patients Don’t Go To Hospital For Fun

In relating a medical episode of very bad stomach cramps that required expensive diagnostics, CodeBlue EIC Boo Su-Lyn says patients don't go to the hospital for fun and that they shouldn't be blamed for a so-called health insurance "buffet table syndrome".

4 February 2026

Letter

The ‘Misdiagnosis’ Of DRG Automatically Reducing Inpatient Treatment Costs — Dr Mohamed Rafick Khan

DRG isn't a direct cost-cutting solution, but a payment and classification framework that reshapes incentives within hospital financing. International experience like the US shows that expenditures and premiums may continue to rise even after DRG adoption.

3 February 2026

Letter

Base MHIT: Rethinking Sales, Pooling, Claims Risk Management — Dr Mohamed Rafick Khan

Copayments, deductibles, and broader risk-sharing are sensible tools but may not be practical. MHIT product design must account for market behaviour. In practice, agents will favour higher-commission products and insurers will avoid unprofitable risks.

26 January 2026

Letter

GP Involvement In Base MHIT Plan Strengthens Primary Care — Malaysian Medical Association

MMA says the involvement of GPs in the outpatient management of selected conditions such as dengue fever, pneumonia, bronchitis, and influenza, under the government's base MHIT plan, strengthens primary care, which is central to a resilient health system.

26 January 2026

Letter

Rebuttal To Galen Centre’s Critique Of Base MHIT Plan: Part 1 — Dr Rajeentheran Suntheralingam, Dr Musa Mohd Nordin, Dr Ahmad Faizal Mohd Perdaus & Dr Sng Kim Hock

Four specialists from private hospitals defend deductibles/copay in the Base MHIT plan as cost-sharing to discourage "unnecessary" utilisation of health care. Base MHIT is meant to establish a basic floor of protection against catastrophic medical bills.

Tag: medical insurance

Amend Act 586 Before Launching Base MHIT, Says Gopeng MP

Prudential Paid Out RM1m In Medical Claims To A Policyholder In 2025

Health PSSC Moots Expansion Of Insurance Coverage For Mental Health Services

Analysing The Insurance Industry Publication On Price Ranges For Common Private Health Care Services — Dr Mohamed Rafick Khan

A Comprehensive Strategy To Tackle Medical Inflation — Dr Rajeentheran Suntheralingam, Dr Musa Mohd Nordin, Dr Ahmad Faizal Mohd Perdaus & Dr Sng Kim Hock

Sick Patients Don’t Go To Hospital For Fun

Base MHIT: Rethinking Sales, Pooling, Claims Risk Management — Dr Mohamed Rafick Khan

GP Involvement In Base MHIT Plan Strengthens Primary Care — Malaysian Medical Association

Rebuttal To Galen Centre’s Critique Of Base MHIT Plan: Part 1 — Dr Rajeentheran Suntheralingam, Dr Musa Mohd Nordin, Dr Ahmad Faizal Mohd Perdaus & Dr Sng Kim Hock

Dzulkefly: 5,000 Housemanship Slots Offered, Only 529 Medical Graduates Accepted

Malaysians May Face More Expensive Chicken And Eggs, Reduced Supply, Producers Warn

Experts Warn Of Food Price Hikes In Malaysia From Fertiliser Cost Surge

China Curbs Fertiliser Exports, Chinese Supplies Comprise Third Of Malaysia’s Imported Fertilisers

Malaysian Pharma Monitoring Potential Drug Supply Disruptions; Medical Devices, Supplies, Packaging At Risk Too