Malaysia
MediAsas Doesn’t Cover Pre-Existing Conditions, Seven Years Before ‘No Look-Back’: BNM FAQ
MediAsas has 35 exclusions, such as pre-existing conditions, similar to standard medical plans. MediAsas' "no look-back" clause only takes effect after 7 continuous years, but claims can still be denied if non-disclosure was fraudulent/deliberate/reckless.
