health insurance Archives

22 January 2026

Lead

Galen Centre Moots Partial Government Subsidies For Short-Term Private Health Insurance

The Galen Centre proposes partial government subsidies for seniors/ unemployed to buy short-term health insurance for a 3-year period on a co-pay basis. Two other analysts, Dr Rafick Khan and Chua Hong Teck, urge transparency mandates for ITOs, hospitals.

21 January 2026

Letter

Resetting The Health Insurance And Private Hospital Business In Malaysia — Dr Mohamed Rafick Khan

Dr Rafick Khan proposes forming a National Health Financing Administration to roll out a National Contribution Fund and an assurance benefit scheme. Public hospitals must be corporatised and serve as service providers alongside private hospitals.

20 January 2026

Letter

When Rising Premiums Trigger A Health Insurance Death Spiral — Kok Mun Sum

Kok Mun Sum says a structurally broken health insurance market cannot be repaired by asking any single group to behave better. Not insurers. Not hospitals. And certainly not patients. Competition alone cannot stabilise medical insurance.

19 January 2026

Letter

Aligning Incentives, Not Assigning Blame: A Path Forward For Malaysia’s Health Assurance Industry — Dr Raymond Choy

If Malaysia can move the conversation away from defending silos and toward aligning incentives, there remains a credible path forward for a resilient and sustainable health assurance industry.

16 January 2026

Letter

Bleak Future For Malaysia’s Health Assurance Industry — Dr Mohamed Rafick Khan

Dr Rafick Khan sees a bleak future for the health assurance industry, saying insurance premiums can't be stabilised until hospital charges are controlled. He says Bank Negara is expected to introduce new measures that may have a cost impact on assurers.

9 January 2026

Letter

Rising Medical Insurance Premiums: Context, Claims, And The Test Of Justification — Kok Mun Sum

Until insurers can show that cost drivers are unforeseeable, permanent, and assessed holistically, and that risk is allocated in a balanced manner, premium hikes remain an assertion, not a conclusion.

8 January 2026

Malaysia

Health Insurers Warn Of Potential GL Issues From Prolonged Doctors’ APC Delay

Though insurers aren't facing immediate complications from doctors' delayed APC, LIAM says a lengthy hold-up of the licence may cause GL issues due to compliance concerns. The Medical Act bars doctors from practising and charging fees without a valid APC.

6 January 2026

Letter

When Silence Speaks: Regulatory Oversight, Market Conduct, And Insurance Contracts In Malaysia — Kok Mun Sum

If regulatory silence continues, the principle of certainty that underpins Malaysia’s insurance market will continue to erode, leaving consumers unprotected and trust in the system severely compromised.

22 December 2025

Malaysia

BNM Tells Insurers To Settle Medical Claims Promptly, Prohibits Applying Unknown Exclusions

BNM says ITOs cannot "unreasonably" delay or deny medical insurance claims, or enforce unknown exclusions. But no timelines were set for claims processing. The central bank also isn't mandating medical check-ups before buying health insurance policies.

16 December 2025

Letter

Cancer Care, Insurance, And The Case For A New Compact — Cancer Matters Podcast Contributors

The way forward lies in a new compact between insurers, clinicians, hospitals, policymakers, and patients, one where care remains accessible, costs are more predictable, clinical autonomy is respected and financing is sustainable within risk pools.

Tag: health insurance

Galen Centre Moots Partial Government Subsidies For Short-Term Private Health Insurance

Resetting The Health Insurance And Private Hospital Business In Malaysia — Dr Mohamed Rafick Khan

When Rising Premiums Trigger A Health Insurance Death Spiral — Kok Mun Sum

Aligning Incentives, Not Assigning Blame: A Path Forward For Malaysia’s Health Assurance Industry — Dr Raymond Choy

Bleak Future For Malaysia’s Health Assurance Industry — Dr Mohamed Rafick Khan

Rising Medical Insurance Premiums: Context, Claims, And The Test Of Justification — Kok Mun Sum

Health Insurers Warn Of Potential GL Issues From Prolonged Doctors’ APC Delay

When Silence Speaks: Regulatory Oversight, Market Conduct, And Insurance Contracts In Malaysia — Kok Mun Sum

BNM Tells Insurers To Settle Medical Claims Promptly, Prohibits Applying Unknown Exclusions

Bleak Future For Malaysia’s Health Assurance Industry — Dr Mohamed Rafick Khan

Nutritionists: Follow Malaysia’s Scientific Food Pyramid, Not US Inverted Pyramid

CodeBlue’s View: Doctors Must Follow The Law. Period.

Transfer Allowance Opened To Contract Doctors, Pharmacists, Dentists With 2025 Permanent Appointments: Minister

IHH, UMMC Allow Doctors To Practise Pending APC As MMC Clears Backlog